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Monthly Archives: August 2016

Income, Affluence, Poverty & the Cost of Housing: Housing Affordability in the San Francisco Bay Area

The California Association of Realtors just released its Housing Affordability Index (HAI) for the 2nd quarter of 2016, which measures the percentage of households that can afford to buy the median priced single family dwelling (house).

In this analysis, affordability is affected by 3 major factors: median house price, mortgage interest rates, and household income. (Housing Affordability Index Methodology). The HAI uses house prices exclusively and if condos were included in the calculation,

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Bay Area Real Estate & Demographics

While waiting for the autumn market to begin, we thought we would step back and look at the Bay Area from a variety of angles. If you are tired of reading about real estate, there are some interesting demographic analyses at the bottom of this report.

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Ups & Downs in Bay Area Real Estate MarketsAll Bay Area markets saw large surges in home values from 2000 to 2007; all went through significant or even terrible declines after the 2008 financial markets crash,

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